Singara Chennai Card for MTC: A Detailed Guide on Usage, Benefits, and Application
Chennai’s public transport system has taken a significant leap forward with the introduction of the Singara Chennai Card for MTC. This smart card, launched in collaboration between State Bank of India (SBI) and Chennai Metro Rail Limited (CMRL), simplifies travel across various modes like Metro, MTC buses, and more.
The card, based on the National Common Mobility Card (NCMC) framework, also supports retail transactions, online payments, and ATM withdrawals.
Also Read: Chennai to Get MTC Premium Bus Services by End-March 2025
What is Singara Chennai Card?
The Singara Chennai Card is a prepaid, contactless, dual-interface card equipped with an EMV chip. It offers:
- Seamless Travel: Use across Metro, MTC buses, monorail, and other modes of transport.
- Retail Payments: Accepted at various merchant outlets.
- Online Transactions: Suitable for e-commerce payments.
- ATM Withdrawals: Available for full KYC cards.
This card is a one-stop solution for transit and retail transactions, reducing the need for multiple cards and simplifying daily commutes.
How Does Singara Chennai Card Work?
The card operates using a dual-balance system:
- Global Balance (Offline): Stored on card chip; used for MTC & Metro rides (Transit/Travel Payments).
- Host Balance (Online): Stored at bank server; used for shopping & ATMs (Retail/ATM/E-Commerce).
Smart Features of Singara Chennai Card
- EMV Chip: Ensures secure transactions.
- NFC Technology: Tap-and-go feature for faster payments.
- e-Commerce Ready: Make online payments with ease.
- Full-KYC Benefits: ATM withdrawals and higher transaction limits.
How to Use Singara Chennai Card in MTC
Using the Singara Chennai Card in MTC buses is simple and efficient. Here’s a step-by-step guide:
- Board the MTC Bus: Locate the Electronic Ticketing Machine (ETM) near the conductor.
- Tap Your Card: Tap your Singara Chennai Card on the ETM.
- Fare Deduction: The fare is automatically deducted from the global balance stored on the card’s chip.
- Receipt Issuance: Collect the receipt from the conductor as proof of payment.
Key Benefits of Using Singara Chennai Card in MTC:
- Faster boarding: No more fumbling for change.
- Contactless payments: Reduces physical contact.
- Convenient tracking: Track your travel expenses online.
Where to Get Singara Chennai Card?
The Singara Chennai Card is available at the following locations:
- Metro Station Ticket Counters: Available immediately with minimum KYC.
- Designated SBI Branches: Full-KYC cards available for extended services.
- CMRL App / SBI Transit Portal: Apply online and collect from specified counters.
How to Apply for Singara Chennai Card Online
Applying for a Singara Chennai Card online is straightforward. Follow these steps:
- Visit the Portal: Go to https://transit.sbi/ or use the CMRL app.
- Register: Provide your mobile number, Aadhaar number, and basic details.
- KYC Verification: For full KYC, visit the nearest SBI branch with valid documents.
- Payment: Pay the applicable fee online.
- Card Collection: Collect the card from the selected Metro Station or SBI branch.
How to Activate Singara Chennai Card
- If issued at Metro Counters: The card is pre-activated upon issuance.
- If issued at SBI Branches: Tap the Card on a Metro Station Card Reader and check the balance via the CMRL app or SBI Transit Portal.
How to Generate PIN for Singara Chennai Card (Green PIN)
Generating a PIN is essential for ATM transactions and retail payments.
- Visit: https://transit.sbi/ or CMRL app.
- Log in with your registered mobile number.
- Go to PIN Settings → Generate PIN.
- Enter OTP (sent to your mobile).
- Set a 4-digit PIN and confirm.
How to Check Balance in Singara Chennai Card?
Recharging your Singara Chennai Card is quick and easy.
- At Metro Stations:
Pay via cash, debit/credit card, or UPI. - Online (via SBI Transit Portal / CMRL App):
- Log in to the portal or app.
- Select your card.
- Choose the Top-Up option.
- Enter the recharge amount.
- Make the payment using Net Banking, UPI, Credit Card, or Debit Card.
- SBI Branches (Full KYC Cards):
- Visit your nearest SBI branch.
- Fill out the recharge form.
- Make the payment via cash or account transfer.
How to Recharge Singara Chennai Metro Card
Recharging your Singara Chennai Card is quick and easy.
| Method | Instructions |
|---|---|
| Metro Station Readers | Tap your card at any metro station reader. |
| SBI ATM | Insert the card, enter your PIN, and select Balance Inquiry. |
| SBI Transit Portal | Visit https://transit.sbi/ and log in. |
| CMRL App | Open the app, enter card details, and check balance. |
Fees & Charges Breakdown
| Service | Charges (INR) |
|---|---|
| Card Issuance Fee | Nil |
| Reload/Top-Up Fee | 1.8% of the top-up amount |
| Replacement Card | ₹100 |
| ATM Cash Withdrawal (SBI) | As per SBI norms |
| Annual Maintenance Fee | Nil |
Tips for Safe Usage
- Never Share PIN: Keep your PIN confidential.
- Sign the Card: Immediately sign the back panel.
- Monitor Transactions: Regularly check transaction history.
- Report Loss Immediately: Call 1800-1234 or visit the nearest Metro counter.
Also Read: TNSTC Vaikom and Chennai Bus Service Timings Announced
The Singara Chennai Card for MTC is a convenient, secure, and efficient way to navigate Chennai’s public transport system. Whether you’re a daily commuter or an occasional traveler, this card ensures a smooth and cashless journey across Metro, MTC buses, and more. Get yours today and experience the future of smart travel!
